Vertex Distribution — weekly receivables brief

fictional demo — every company here is invented · the workflow is real

PKR 31.2M overdue across 87 accounts

As of 2026-07-13 · drafts ready for 8 accounts · PKR 11.1M current (not yet due)

Total overdue

PKR 31.2M

Overdue accounts

87

1-30 days

PKR 10.4M

36 accounts

31-60 days

PKR 10.2M

30 accounts

61-90 days

PKR 6.6M

15 accounts

90+ days

PKR 4.0M

6 accounts

Risk is concentrated in the 61-90 and 90+ buckets, together PKR 10.6M across 21 accounts. Six accounts have now crossed into the firm rung, including Madina Traders (94 days), Imran General Store (101 days), Rehmat Superstore (90 days), and Malik General Store (118 days) — Dera Ghazi Khan and Faisalabad both showing repeat exposure. The most useful move this week is securing calls with the firm-rung accounts before extending any further credit, while the four watchlist accounts are worth a soft call to head off their move into reminder or firm.

This week's chase list

#AccountCityContactDaysBalanceTone
1 Madina Traders
VD-2026-04403, VD-2026-04407
Faisalabad Haji Abdul Majeed
0301-6644218
94 PKR 2,140,500 firm
2 Karim Store
VD-2026-04410
Lahore Karim Bakhsh
0322-4817706
61 PKR 1,402,000 reminder
3 Imran General Store
VD-2026-04845
Gujranwala Gul Khan
0345-3427916
101 PKR 555,500 firm
4 Aslam Kiryana Merchant
VD-2026-04814, VD-2026-04806
Sialkot Mian Tahir
0346-2899968
78 PKR 685,500 reminder
5 Rehmat Superstore
VD-2026-04790, VD-2026-04797
Dera Ghazi Khan Arif Baig
0321-9920371
90 PKR 587,000 firm
6 New Subhan General Store
VD-2026-04417
Peshawar Subhan Khan
0345-9102764
45 PKR 991,200 gentle
7 Imran Cash & Carry
VD-2026-04798
Multan Khalid Pervez
0345-5161083
81 PKR 546,500 reminder
8 Malik General Store
VD-2026-04833
Dera Ghazi Khan Mudassar Javed
0321-3523927
118 PKR 367,000 firm

Drafted follow-ups

1. Madina Traders — Haji Abdul Majeed · firm

Assalam o Alaikum Haji sahab, Vertex Distribution accounts here. Sir your account shows PKR 2,140,500 outstanding against 2 invoices, the oldest now 94 days overdue. This is well past terms and until it is settled or a schedule is agreed we cannot release further stock on credit. Please call us this week so we can sort this out. Bank transfer to our Bolan Bank account per the invoice, or reply here for a rider pickup of cheque or cash. — Vertex Distribution Accounts

2. Karim Store — Karim Bakhsh · reminder

Assalam o Alaikum Karim sahab, Vertex Distribution accounts here. Sir your invoice VD-2026-04410, PKR 1,402,000, is now 61 days past due. Could you share a payment date this week. Settling this will also make releasing your next order much easier on our end. Bank transfer to our Bolan Bank account per the invoice, or reply here and we will send a rider for cheque or cash pickup. Thank you. — Vertex Distribution Accounts

3. Imran General Store — Gul Khan · firm

Assalam o Alaikum Gul sahab, Vertex Distribution accounts here. Sir your invoice VD-2026-04845, PKR 555,500, is now 101 days overdue. This has crossed well past terms and further stock on credit is on hold until it is settled or a schedule is agreed. Please call us this week to discuss. Bank transfer to our Bolan Bank account per the invoice, or reply here for a rider pickup of cheque or cash. — Vertex Distribution Accounts

4. Aslam Kiryana Merchant — Mian Tahir · reminder

Assalam o Alaikum Mian sahab, Vertex Distribution accounts here. Sir your 2 invoices totalling PKR 685,500 are now overdue, the oldest 78 days past due. Could you let us know a payment date this week. Settling this will make your next order easier to release. Bank transfer to our Bolan Bank account per the invoice, or reply here for a rider pickup of cheque or cash. Thank you for your business. — Vertex Distribution Accounts

5. Rehmat Superstore — Arif Baig · firm

Assalam o Alaikum Arif sahab, Vertex Distribution accounts here. Sir your account shows PKR 587,000 outstanding against 2 invoices, the oldest now 90 days overdue. This is well past terms and further stock on credit is on hold until it is settled or a schedule is agreed. Please call us this week so we can resolve this properly. Bank transfer to our Bolan Bank account per the invoice, or reply here for a rider pickup of cheque or cash. — Vertex Distribution Accounts

6. New Subhan General Store — Subhan Khan · gentle

Assalam o Alaikum Subhan sahab, this is Vertex Distribution accounts. Sir invoice VD-2026-04417, PKR 991,200, is showing open on our side from May. Possibly it is already in process at your end. If payment has been made please share the slip here, otherwise let us know a convenient date. Thank you for your continued business with us. — Vertex Distribution Accounts

7. Imran Cash & Carry — Khalid Pervez · reminder

Assalam o Alaikum Khalid sahab, Vertex Distribution accounts here. Sir your invoice VD-2026-04798, PKR 546,500, is now 81 days past due, well past terms. Could you share a payment date this week. Settling this will make releasing your next order much easier. Bank transfer to our Bolan Bank account per the invoice, or reply here for a rider pickup of cheque or cash. Thank you. — Vertex Distribution Accounts

8. Malik General Store — Mudassar Javed · firm

Assalam o Alaikum Mudassar sahab, Vertex Distribution accounts here. Sir your invoice VD-2026-04833, PKR 367,000, is now 118 days overdue. This is far past terms and further stock on credit is on hold until it is settled or a schedule is agreed. Please call us this week so we can settle this properly. Bank transfer to our Bolan Bank account per the invoice, or reply here for a rider pickup of cheque or cash. — Vertex Distribution Accounts

On grace — not chased

Iqbal Brothers — PKR 684,000, 52 days overdue. Flood-affected (DG Khan). MD approved 60-day extension in June.

Watchlist

Four accounts are approaching their next tone rung: Ravi General Store (87 days), Janjua Traders (82 days), Ghousia Superstore (59 days), and Mehran Kiryana Merchant (53 days) — worth a soft call this week before they move to reminder or firm.

The Monday ping (as sent to WhatsApp)

Book status as of *2026-07-13*: total overdue *PKR 31.2M* across *87* accounts. Top accounts for follow-up: 1. Madina Traders — *94 days*, *PKR 2.1M* (firm) 2. Karim Store — *61 days*, *PKR 1.4M* (reminder) 3. Imran General Store — *101 days*, *PKR 556K* (firm) *8* drafts ready. *1* account on the grace list (Iqbal Brothers, flood-affected, MD-approved extension). Reply a number to see that draft.